Plain-English help with Medicare: Open Enrollment, Medicare Advantage, Medigap, Part D drug costs and Medicare billing. MedBillGuide is not connected to Medicare or any government agency.
Several big insurers are pulling Medicare Advantage plans out of counties for 2027. Here’s the insurer-by-insurer picture from CMS’s 2027 data, how to tell if your plan is affected, and your rights if it is.
CMS hasn’t announced the 2027 Part B premium yet. The Medicare Trustees project about $209.50 a month, up from $202.90. Here’s what we know, when the official number comes out, and what it means for your check.
Your employer’s creditable coverage notice, due by October 15, tells you if your drug coverage is as good as Part D. Here’s how to read it and avoid a lifelong late penalty.
Part D drug plans cap covered drug costs at $2,400 in 2027, with deductibles up to $700. Here’s how the stages work, what’s new and how to pick a plan before December 7.
IRMAA adds to your Part B and Part D premiums when your income is over $109,000 (single) or $218,000 (joint) in 2026. See the 2026 brackets, what we know about 2027 and how to appeal.
Medicare Open Enrollment runs October 15 to December 7, 2026. Here’s what you can change, what you can’t, and a simple checklist to review your plan before the deadline.
You can leave Medicare Advantage during Open Enrollment, but in most states a Medigap insurer can ask health questions. Here’s when you’re protected and how to switch safely.
If your Medicare Advantage plan isn’t renewing for 2027, you won’t lose Medicare. Here’s what the letter means, your deadlines and your right to buy a Medigap policy without health questions.
Part D’s yearly cap rises to $2,400, the deductible can reach $700 and 15 more drugs get negotiated prices. Here’s what changes in 2027 and what to check before December 7.