Free Medical Bill and Health Plan Tools

Free tools to check a medical bill, see what you’ll owe and pick a health plan. Each one takes under a minute and needs only the numbers on your bill, EOB or plan documents. Nothing you type is saved or sent anywhere.

ToolWhat it answers
Doctor Visit ChecklistWhat should I bring and ask at my appointment? (printable one-page sheet)
Medical Bill and Appointment TrackerWhich bills are due, which am I disputing, and when is my next appointment?
Health Insurance Card ExplainedWhat do member ID, group number and Rx BIN on my card mean?
Medical Bill Letter GeneratorWrite a dispute, appeal, validation or charity care letter in 2 minutes
Hospital Financial Assistance CheckerCould I qualify for free or discounted hospital care?
Health Insurance Deadline RemindersAdd open enrollment, FSA and Medicare deadlines to my calendar
Free Help by StateWho gives free, unbiased help with insurance and medical bills in my state?
Medical Bill Cost CalculatorHow much of this service will I pay, and how much will insurance pay?
Good Faith Estimate Dispute CheckerI’m uninsured or self-pay: can I dispute a bill that’s higher than my estimate?
Health Plan Cost ComparisonWhich plan is cheapest for my year, counting premiums and care?
Medicare Part D Cost EstimatorWhat will my drugs cost in 2027, and when will I hit the $2,400 cap?
Hospital Bill Audit ChecklistWhat should I check before I pay a hospital bill? (free printable PDF)

These tools give estimates for education only. They are not legal, financial or insurance advice. See our Disclaimer.